Whether you’re ready to take the next step in growing your money, or are just too busy to give your finances the attention they deserve, VS Financial Planning can help.

How it Works

The process begins with a meeting, either in person or by phone, during which we will talk about what you’ve been doing and where you want to go. We will follow up with a proposal of services tailored to your needs. In some cases, that may just mean some suggestions you can do on your own to get started, based on what you’re currently doing.

If we feel a partnership would be mutually beneficial based on our initial conversation, we will send you the steps to send your information over to us. Our next meeting will be a working meeting, where we will go through your financial information and take a look at where you are headed and some alternate scenarios . In subsequent meetings, we will go through your final plan analysis, recommendations and asset allocation. At our final meeting, we will come up with an on-going planning service that meets your needs.

Who We Help

Our practice focuses on people who need assistance organizing their finances, with goals ranging from getting out of debt to taking income at retirement. We offer flexible pricing based on your situation and the time it will take us to help you get in order. We charge either an hourly fee or a project-based fee. All fees are discussed up front, so there are no surprises.

What does the plan cover?

  • Cash flow planning
  • Debt management and payoff
  • Full employee benefit review
  • Investment allocation
  • Retirement planning
  • Other goal planning – college funding, home purchase, accelerating debt payments, starting a business
  • Insurance review – personal, home and auto
  • Restricted Stock Units (RSU), Employee Stock Purchase Plans (ESPP) and Stock Options (NQ or ISO)
  • Investment property
  • Estate Planning